Subhan Tariq, EsqDec 26, 20222 minEqual Credit Opportunity ActEvery citizen is entitled to equal rights and opportunities as well as equal protection of those rights. Discriminatory policies and...
Subhan Tariq, EsqDec 23, 20222 minMERGED CREDIT FILEIf you request a credit report and do not obtain access to it or if you find that part or all of your credit history is missing from your...
Subhan Tariq, EsqDec 22, 20222 minMIXED CREDIT FILEIf you notice information on your credit report that does not belong to you, you may have a mixed credit file. A mixed credit file is a...
Subhan Tariq, EsqDec 21, 20222 minFILE MATCHING INACCURACIES BY CREDIT AGENCIES – MIXED OR MERGED FILECredit reporting agencies store consumer information in each individual consumer’s credit file, which they receive from furnishers, i.e.,...
Subhan Tariq, EsqDec 9, 20222 minDiscriminatory Policies of Banks against Muslims Being a target of discrimination can be distressing and lead to poor physical and mental well-being. Muslims have a history of facing...
Subhan Tariq, EsqNov 23, 20222 minDo Student Loans Affect Credit Scores?Are you wondering whether your student loans have a negative impact on your credit? Student loans do in fact impact your credit score....
Subhan Tariq, EsqNov 22, 20222 minHOW TO STOP WAGE GARNISHMENTIf you are behind on your debts, your creditor may file a lawsuit against you. If you have ceased making payments on a debt, your...
Subhan Tariq, EsqNov 18, 20222 minACTUAL DAMAGESAmounts of money awarded to the consumer to make up for loss or harm brought on by a violation are known as actual damages, also known as...
Subhan Tariq, EsqNov 17, 20222 minHow To Get Compensated Under The FCRA?Regarding the use of consumer credit information, the Fair Credit Reporting Act (FCRA) helps to regulate credit reporting agencies...