Our Firm specializes in helping people get back on stable financial footing and defending them from unethical debt collectors as well as the often illegal practices they engage in. We specialize in working with federal and state consumer protection laws designed to protect the average consumer from unfair treatment:
As a consumer, you are entitled to file a lawsuit against any debt collector who violates your rights under the Fair Debt Collection Practices Act (FDCPA). In short, the FDCPA allows a consumer to recover their actual damages, statutory damages of up to $1,000 and their attorney's fees and costs. While this may seem like a modest amount, for debt collectors who violate the law there is much more at stake: Increased insurance rates, decreased collection rates, potential governmental regulatory action, and the spiraling costs of defending a lawsuit for their illegal conduct.
If you are being harassed by constant calls from debt collectors who won't leave you alone then you may be entitled to file a lawsuit under the Telecommunications Consumer Protection Act (TCPA). The TCPA prohibits creditors or debt collectors from calling your cell phone with an automatic calling system or "robo dialer" unless you give them express permission to. A consumer who is being harassed in this manner can recover damages per call made to them.
If you are facing harassing creditors or debt collectors then contact us right now for a free consultation.