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Are you being sued by Midland Funding, LLC or Midland Capital Management?

If you are being contacted by Midland Funding, LLC, being sued, or already have a judgment against you, contact us right away. Tariq Law defends consumers against lawsuits filed by Midland Funding, LLC, and helps them protect their rights under the law. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) give consumers significant legal protections against unfair and deceptive debt collection practices. In appropriate circumstances, we can sue them on your behalf for violating FDCPA, FCRA, or any other applicable law.


Midland Funding, LLC is a debt buyer and is one of the largest owners of unpaid debts in the United States. Midland Funding purchases accounts that have been charged off from the original creditor. Midland Funding is an affiliate of Midland Credit Management. Both companies are owned by Encore Capital Group.

Midland Funding purchases unpaid debts from major financial institutions and retailers such as Capital One, and Synchrony Bank. If you owe a debt to these institutions, you may likely see the name Midland Funding on your credit report. They significantly deal with credit card debts but also collect on other types of debts like auto deficiency balances, unpaid second mortgages, or home equity loans.


Midland Credit Management is a debt collection agency and the servicer of Midland Funding, LLC. The accounts that Midland Funding purchased are primarily serviced by Midland Credit Management. If you have an account that is owned by Midland Funding then you will likely be contacted by MCM for debt collection. Midland Funding does not directly collect debts it purchases. Their consumer-facing debt collection company, Midland Credit Management, Inc., is more likely to engage in collection operations.


One thing to keep in mind is that Midland Funding, LLC is not a lender and does not directly collect debts it purchases. Midland Funding, LLC is one of the biggest debt buyers in the United States. As a result, Midland Credit Management, Inc., their consumer-facing debt collection company, is more likely to engage in collection operations.


Midland Credit Management, Inc is a collection agency, and they are subject to the Fair Debt Collection Practices Act. The Fair Debt Collection Practices Act (FDCPA) is a federal law that restricts debt collectors from using unfair, abusive or deceptive practices when they collect debts.

If you have received a collection letter, phone call, or summons from Midland Credit Management, Inc/ Midland Funding, LLC, reach out to us at to discuss how we can help you resolve your debt with the firm. Tariq Law can advise you on all possible legal options which may include debt disputing, debt defense, debt settlement, filing for bankruptcy, or filing a lawsuit on your behalf against Midland Credit Management, Inc/ Midland Funding, LLC, under FDCPA. If you feel that your rights have been violated by them, we can help you win statutory damages of up to $1000 as well as actual damages and attorney's fees.

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