Tariq Law PC
CAVALRY PORTFOLIO SERVICES
Are You Being Threatened Or Sued By Cavalry Portfolio Services?
If you are being harassed or sued by Cavalry Portfolio Services or they have a judgment against you, waste no time, and contact us immediately. Tariq Law defends you against lawsuits filed by Cavalry Portfolio Services and helps you protect your rights under the Fair Debt Collection Practices Act (FDCPA).
The Act grants rights to consumers which will safeguard you against deceptive, misleading, and illicit practices. If the firm is in violation of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, or any other applicable laws, we can sue them on your behalf.
If Cavalry is threatening you or has filed a lawsuit against you, you have rights as a consumer to protect you. The assistance of a consumer protection and debt collection defense lawyer, will enable you to fight for your rights as Tariq Law works to guide you through the process.
Cavalry Portfolio Services is a debt collection agency founded in 2002. It purchases and collects on credit card, payday loans, auto finance debt, and telecommunication debt. According to them, Cavalry is a leader in the acquisition and management of non-performing consumer loan portfolios. They usually represent big banks such as Chase and Bank of America. It has 20 to 49 employees under its President, Alfred J. Brothers. They purchase charged-off debt from credit card companies and banks at low rates and come after the debtor to recover the full amount (including any late and overdraft fees, attorneys fees, and interest)
Cavalry Portfolio Services is not BBB accredited but they have acquired an ‘A+’ rating from BBB. However, in the last three years, more than 180 complaints have been received against them. The Consumer Financial Protection Bureau complaint database also shows 71 complaints between the years 2018 and 2021. Some of the complaints to the CFPB are regarding the following:
Attempts to collect a debt not owed
Written notification about a debt
The company took or threatened to take negative or legal action
The company filed incorrect information on the consumer’s credit report
False statements or representation
Cavalry is notorious for deceptive and misleading tactics.
In 2020, Cavalry Portfolio Services was hit with a class-action lawsuit for breaching the Telephone Consumer Protection Act (TCPA). They settled the lawsuit for more than $24 million. Cavalry was accused of contacting customers without their permission, which the TCPA specifically forbids.
Consumers have sued a dozen class action lawsuits in the year 2018. All of which claimed that the business misrepresented consumers' rights to dispute purported debts, misstated the amount owed, failed to identify the plaintiffs' creditors in collection letters it sent them, omitted important information from debt collection letters, set a fictitious deadline for consumers to accept settlement offers, threatened consumers, and attempted to collect a debt without a valid license to do so in the state.
The firm has also been accused of failing to disclose to consumers that the company was not allowed to sue them because of the debts being time-barred. In a 2017 lawsuit filed in Florida Young v. Northland Group LLC et al, the plaintiff alleged that Cavalry Portfolio Services deliberately failed to note that the debt was time-barred and that the creditor, by law, could not sue to recover the debt.
If you believe Cavalry Portfolio Services violated your rights under the FDCPA, FRCA, TCPA, or any other applicable laws, reach out to us at firstname.lastname@example.org. Tariq Law helps protect consumers from deceptive, misleading, and illegal collection activities, and defends them against debt collection lawsuits brought by Cavalry Portfolio Services.
Cavalry Portfolio Services
500 Summit Lake Drive, Suite 400
Valhalla, NY 10595